Open Kotak 811 Online Account in Just 5 Min | Zero Balance Account

Kotak 811 Online account is a new age bank account offered by kotak mahindra bank, You can open a Kotak mobile banking app or by visit the official website and Registering using your Aadhar card, Pan Card and other basic Identity details. You may call it a digital zero balance account, you’ll get a free Virtual Debit card by opening a Kotak811 Bank Account, you can use it to shop online. Now follow below mentioned steps to open it Online Banking.

How to Open Kotak 811 Account? Get Benefits of up to Rs.1100

  • Aaadhar card
  • Pan Card
  • Your Mobile number
  • A white sheet & Black pen
  • To be physically in India
  • That’s all

Fees And Charges

Listed below are the fees and charges applicable to kotak mahindra bank 811 Saving account

Replacement of Lost debit cardRs.199
Classic debit card annual feesRs.199 + Taxes
Cash Transaction fees1 Free Deposit per month up to Rs.10,000 thereafter, a charge of Rs.3.5 per Rs.1000 cash deposit subject to a minimum Rs.5
Statements and AlertsDaily SMS Rs.30 per quarter Weekly SMS Rs.15 per Quarter
Foreign Currency Conversion ChargesUp to Rs.1 Lakh Rs.37.50 Or 0.15% of the gross value, whichever is higher Above Rs.1 Lakh to Rs.10 Lakh - Rs.150 + 0.075% Of the Amount Exceeding Rs.1 Lakh Above Rs.10 Lakh - Rs.825 + 0.015% of the amount Exceeding Rs.10 Lakh, Subject to maximum of Rs.7500
Other domestic ATM Transaction FeesFinancial Transaction after first 5 free transactions - Rs.20 per translocation Non- Financial transactions after first 5 free transaction - Rs.8.50 Per transaction transaction dc declined charges Rs.25 per instance
Kotak Bank ATM Transaction feesFinancial transcations after first 5 fees transactions- Rs.20 per transaction Non- Financial transactions after frst5 free transactions - Rs.8.50 per transaction


How to open kotak 811 Saving Account?

  1. Visit the Android Google play store on your mobile phone
  2. Download and install the Kotak 811 Banking App
  3. Register using Aadhaar Card Number, Pan Card and other personal Details.
  4. Now setup a Mobile Banking PIN
  5. Start using your account Immediately.

Open Kotak 811 Online Account in Just 5 Min | Zero Balance Account

Some features of the 811 Digital Bank Account

  • No Minimum balance commitment

Worried about paying charges for low balance in your account? Now enjoy no minimum balance balance commitment on your kotak 811 bank account and experience true finical freedom.

  • Up to 4% Interest rate per annul

Earn up to 4% interest annual on your bank account balance and let your bank account earn more money while you work or play!!

  • Virtual Debit Card

Debit card is no more plastic with 811. It’s a virtual debit card, shrunk to fit in your mobile check the card details within the safety of your app and using t to make online payment like shopping, Bills or Mobile Recharge, DTH in few taps.

  • Shop, Travel and many More

No need for multiple apps on your phone when yu have the kotak mobile banking app, then go to kaymall section shop on Fipkart, subscribe to national and international magazines, Book your flight and hotels on Goibibo or train tickets on IRCTC site.

  • Other Offers
  1. Just Open kotak 811 and get Rs.500 Off discount on Swiggy every Thursday using kotak debit cards.
  2. Open a kotak 811 instantly and get up to Rs.1200 Cashback on Goibibo every Friday using kotak debit cards
  3. Shop on myntra and get up to Rs.500 on your purchases using kotak debit cards.
  4. Get up to 20% Discount on Bombay shaving company when you pay using kotak 811 Debit card.
  5. Get 1 PVR Movie Ticket free when you pay using Koatk 811 Debit card.
  • Eligibility
  1. Applicant must be a new customer of kotak mahindra bank
  2. Applicant must be a citizen of India
  3. Age must be minimum 18 Year old or Above

Read More- Top Best Instant Personal Loan Apps In India

How to add Money to Kotak 811 Account?

It is very simple to add money to your kotak 811, you can deposit at any branch or online, just follow below mentioned steps carefully.

  1. First of all Open Koatk 811 Bank app.
  2. Navigate banking
  3. Click on Fund my account
  4. Enter Amount ( Amount Min Rs.1000)
  5. Make Payments using a payment method.

How to get kotak 811 Debit Card?

After verification go to kotak 811 App will see option to apply for a physical debit card click on that button fill the address in 2-5 Days you will Receive your ATM Card. now after fetting your card open 811 APP and activate it.


Kotak 811 Customer Care Number

You can contact kotak Customer care for any query or complaint, call kotak zero balance account helpline number for more details.

Toll-Free Number: 1800 209 0000

Support Number: 1860 26 0811

Queries Number: 1860266 2666