IDFC FIRST Bank Credit Card

IDFC First Bank Announced the launch of FIRST Private infinite, the country’s First-Ever standalone metal debit card, In Partnership with visa, the global leader in digital payments.

Joining Benefits

with IDFC FIRST Select Credit Card, You get the Following welcome benefits-

• Gift Voucher worth ₹500 on spending ₹15,000 Within 90 Days of card set-up.
• 5% Cashback on your First EMI Trans made within 90 Days of card Setup.

Up to 10X Reward points on your purchase

The reward rate is 3% which can be considered good, and also the reward points come with no expiry date and Relatively easy Redemption options.

You will Get-

• 3X Reward points on all Online Purchase
• 6X Reward points on all Online Purchase
• 10X Reward Point On your Birthday
• 10X Reward point on Incremental Purchases greater than ₹20,000 Per Billing Cycle.

Benefits of IDFC First Credit Card

• There is no extra charge for redeeming the reward points.
• No, Over limit fee is chargeable on IDFC First Bank Credit Card.
• All the cards are lifetime Free.
• IDFC Credit Card interest rate starts from 0.75% Per Month or 9% Per Annum.
• The foreign mark-up fee is 3.5% on all Cards.
• There is no limit to earning reward points
• Enjoy free visits to the railway lounges through this credit card.

IDFC First Classic Credit Card

• Earn 10X Reward points on all the transactions that are above ₹20,000 and on your birthday
• Get 4 Free visits per quarter to the railway lounges through the IDFC First Bank Credit card.
• Get Free roadside assistance of ₹1399.
• Enjoy personal accident cover of ₹2,00,000.
• Get a fuel surcharge waiver of up to ₹200 every month.

IDFC First Select Credit Card

• Get Flat 5% Cashback on your First EMI Converted within 90 Days from the card set-up date.
• Earn 6X And 3X reward points online and offline Spend Respectively.
• Enjoy the buy one get one free offer on movie tickets of up to ₹250 Per Twice a Month.
• You can enjoy a fuel surcharge waiver of up to ₹300 per month.
• Get personal accident cover of ₹5,00,000 and lost card liability cover of ₹50,000.
• Have free roadside assistance of ₹1399.
• Enjoy a 20% discount at 1500 more Restaurants and a 15% discount at over 3000 Health and wellness outlets.
• Get comprehensive travel insurance over ₹22,500.

IDFC First Wealth Credit Card

• Earn 1X Reward point for every ₹100 Spent.
• For all offline spending earn 3X Reward points
• For all online Spends Eran 6X Reward Point
• 10X Reward points on all spending done on your Birthday.
• Avail 10X Reward points on all Spends Above ₹20,000.
• Get a Personal Accident Cover of ₹10,00,000.
• Get a comprehensive travel insurance cover of $1200
• Get 5% Cashback on your first EMI Converted within 90 Days from the card set-up date.

IDFC First Bank Credit Card Fees And Other Charges

Type Of Charge	Fee
Annual Fee	NIL
Finance Charge	0.75% – 3.99% Per Month
Joining Fee	NIL
Last Payment Charge	15% Of the total amount due (Subjected to a Min of ₹100 and Max Of₹1,000)
Cash Advance Fee	₹250
Over limit charge	NIL
Rewards Redemption Fee	NIL
Return of Cheque	₹250 Per Returned cheque
A fee of cash payment	NIL
Duplicate Statement Request	NIL
Outstation cheque Processing Fee	NIL
Card Replacement Fee	₹100
Charge slip Request	NIL
Cheque Pickup Fee	NIL
Foreign Currency Markup	1.5% – 3.5%
Fuel Surcharge	1% of the Transaction amount (Waived up to ₹400 Per Statement cycle)

 

Apply for Credit Card

Documents Required for IDFC FRST Credit Cards

Proof of identity	Voter ID Card Passport Ration Card Aadhar Card Driving License PAN Card
Address Proof	Telephone bill Aadhar Card Electricity Bill Passport Ration Card
Income Proof for Self Employed Individuals	Latest Income tax Returns Business Financial Statements Audit proof, Balance sheet, or Loss Statement
Income proof for Salaried	Latest Salary Slip Salary Certificate Employment Letter

 

How to Pay IDFC First Credit Card Bills

You can use any payment method that is mentioned in order to clear all the outstanding bills on your credit Card-

• Make Payment through cheque and Cash
• UPI Payments are also Accepted
• Clearing bills through IMPS
• Using NEFT for making Payments
• IDFC First Internet Banking.